Please read our terms and condition carefully

By signing up for an account on this website, any of our websites and/or services, you are deemed a member and agree to these membership Terms of Service (the “Agreement”).


About Us

c2rgroup.com (formerly c2r.ng) (“we”, “us” or “our”) Campus cloud Resources also known as c2rgroup.com (formerly c2r.ng) is been geared by an intellectual board with astute oversight and an unparalleled dedication to virtual campus initiatives focus solely on global youth empowerment and to foster a better tomorrow.


These Members Terms of Service is an agreement between you and c2rgroup.com (formerly c2r.ng). It details c2rgroup.com (formerly c2r.ng) obligations to you. It also highlights certain risks on using the services and you must consider such risks carefully as you will be bound by the provision of this Agreement through your use of this website or any of our services.


To use c2rgroup.com (formerly c2r.ng), you have to create a c2rgroup.com (formerly c2r.ng) account by registering. To register, you will provide us with certain information such as your email, first name, last name, duration,plan, and phone number and we may seek to verify your information, (by ourselves or through third parties), after which we will approve your account unless deemed risky. You give us permission to do all these. Please note that for our services that has to do with “durations”,c2rgroup.com (formerly c2r.ng) will strictly adhere to your selected duration, so you are to select a convenient Savings duration if there be a need.

Change of Information

In the event that you change any information provided to us at registration including your bank details,you agree to notify us within 14 days of such change. We may be unable to respond to you if you contact us from an address, telephone number or email account that is not registered with us

Account Security

You agree not to allow anyone else to have or use your password details and to comply with all reasonable instructions we may issue regarding account access and security. In the event you share your password details, c2rgroup.com (formerly c2r.ng) will not be liable to you for losses or damages. You will also take all reasonable steps to protect the security of the personal electronic device through which you access c2rgroup.com (formerly c2r.ng) services (including, without limitation, using PIN and/or password protected personally configured device functionality to access c2rgroup.com (formerly c2r.ng) services and not sharing your device with other people). .

Choosing duration of payment Rules

You agree that c2rgroup.com (formerly c2r.ng) will make payment of your savings, after successful completion of your chosen duration.

Late payment Rules

You agree that c2rgroup.com (formerly c2r.ng) will charge you and would be automatically deducted from your savings for paying late and also based on your selected plan which shall be stated by c2rgroup.com (formerly c2r.ng).


  1. All loan application will be channeled through the loan director of c2rgroup.com (formerly c2r.ng) for approval.
  2. No member shall have access to loan until after 8 months of being an active contributor.
  3. Loan may be given to c2rgroup.com (formerly c2r.ng) members first and non members thereafter. Provided such borrower is guarantee by an existing c2rgroup.com (formerly c2r.ng) member.
  4. No contributor/ guarantor shall receive his benefit until the loan guaranteed is liquidated or paid up in full.
  5. No overdraft or loan shall be granted unless there is a back up collateral by another c2rgroup.com (formerly c2r.ng) member.

Our Fees

We reserve the right to revise our Fees. In the event that we revise our fees we will notify you within 5 days of such change.


You may terminate you account if ;
  1. Your chosen duration elapses.
  2. We may suspend your c2rgroup.com (formerly c2r.ng) Account and your access to c2rgroup.com (formerly c2r.ng) services and any funds, or terminate this Agreement, if;
  1. you do not comply with any of the provisions of this Agreement;
  2. we are required to do so by a Law;
  3. where a suspicious or fraudulent transaction occurs

Restricted Activities & Acceptable Use Policy

You are independently responsible for complying with all applicable laws related to your use of our website and services. However, by accessing or using c2rgroup.com (formerly c2r.ng), you agree to comply with the terms and conditions of our Acceptable Use Policy and are restricted from the activities specified in it which you can read on our Acceptable Use Policy page.

Privacy Policy

c2rgroup.com (formerly c2r.ng) is committed to managing your Personal Information in line with global industry best practices. You can read our Privacy Policy to understand how we use your information and the steps we take to protect your information.

Updates, Modifications & Amendments

We may need to update, modify or amend our Members Terms of Service as our technology evolves. We reserve the right to make changes to this Members Terms of Service at any time by giving notice to users on this page.
We advise that you check this page often, referring to the date of the last modification on the page If you have any objection to any of the changes to this Members Terms of Service, you must cease using our website and/or services immediately.

How we make payment

We make payment directly to the account provided by you after the successful completion of your chosen duration.

Applicable Law

These Terms of Use shall be interpreted and governed by the laws currently in force in the Federal Republic of Nigeria.


If any portion of these Terms of Use is held by any court or tribunal to be invalid or unenforceable, either in whole or in part, then that part shall be severed from these Terms of Use and shall not affect the validity or enforceability of any other part in this Terms of Use.